Ad Law Access

Updates on advertising law and privacy law trends, issues, and developments

UPDATE: New Gift Card Rules To Take Effect on August 22, 2010 and Disclosure Requirements Will Now Take Effect on January 31, 2011

This is an update to an earlier post regarding the Federal Reserve Board’s final rules implementing the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (“CARD Act”). On…

Financial Reform Debate Far From Over

President Obama will soon sign the final Wall Street Reform and Consumer Protection Act, which the Senate passed last week. However, in many ways, the battle over financial reform has just begun . While the law makes…

Financial Reform Negotiations Conclude

After working through the night, the Congressional conference committee tasked with negotiating a final financial reform bill voted 27-16 to approve the bill and send it back to each chamber for a final vote on the…

Senate Bill May Make It More Difficult for Large Banks to Satisfy Capital Reserve Requirements

The Restoring American Financial Stability Act passed by the Senate on May 20 ( discussed in an earlier post ) includes an amendment authored by Sen. Susan Collins (R-Maine), which would toughen the risk-and size-based…

The Federal Reserve Board's Final Gift Card Rules for the CARD Act

Recently, the Federal Reserve Board announced the final rules that amend Regulation E to implement the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (“CARD Act”). The…